Job Quote & Cost Overrun
Itemize labor, materials, equipment and other costs. Compare a target-margin quote with a cost-overrun scenario.
Use job quote & cost overrun →CALCULATORS BY SUBJECT
Accounting & finance calculators
Compare pricing, cash timing, funding and financial performance using figures on a consistent reporting basis.
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Project Deposit & Cash Gap
Follow dated receipts and expenses to find the modeled cash gap and minimum feasible deposit.
Use project deposit & cash gap →Payment Fee Plan Comparison
Put two payment fee schedules against the same sales volume. Compare monthly charges, net receipts and the transaction volume where costs meet.
Use payment fee plan comparison →Break-Even Jobs & Revenue
Calculate the whole jobs needed to cover monthly fixed costs or reach a profit target. Compare that threshold with your expected workload.
Use break-even jobs & revenue →Borrowing vs Supplier Discount
Compare paying an invoice in full at its net due date with borrowing the discounted amount to pay early. Include the financing rate, day count and one total financing fee.
Use borrowing vs supplier discount →Fully Loaded Hourly Labor Cost
Spread annual wages, estimated employer burden, benefits and allocated overhead across paid hours and productive hours. Keep the cost estimate separate from your customer billing rate.
Use fully loaded hourly labor cost →Asset & Equity Returns
Calculate period ROA and ROE using beginning/end averages. Keep losses and negative equity visible instead of forcing positive ratios.
Use asset & equity returns →Cash Burn & Runway
Compare monthly cash inflow and outflow with unrestricted cash. Estimate a constant-rate runway without treating accounting profit as cash.
Use cash burn & runway →Cash Conversion Cycle
Combine compatible inventory, receivable and payable day estimates. Preserve a negative cash cycle when supplier terms exceed operating days.
Use cash conversion cycle →Debt & Leverage Ratios
Derive book equity, net interest-bearing debt and simplified leverage ratios. Keep nonpositive equity and EBITDA limitations explicit.
Use debt & leverage ratios →Interest Coverage
Calculate a simplified times-interest-earned ratio from period earnings and interest expense, including loss and zero-interest cases.
Use interest coverage →Inventory Turnover & Days
Calculate turnover and implied holding days using at-cost beginning/end inventory and compatible period COGS.
Use inventory turnover & days →Liquidity Ratios
Build current, quick and cash coverage from explicit asset categories rather than entering overlapping totals.
Use liquidity ratios →Margin & Markup
Use one cost and selling price to compare unit profit, margin on price and markup on cost.
Use margin & markup →Profit & Margin Bridge
Compare revenue, variable costs and fixed costs across two compatible periods. See the arithmetic contributions to profit and margin change.
Use profit & margin bridge →Restaurant Prime Cost
Build a reduced food/beverage usage cost and add period labor. Compare costs with the same period sales without assuming an industry target.
Use restaurant prime cost →Retail Shrink & Write-offs
Compare recorded and counted inventory at cost. Add only separate losses and estimate their sales-equivalent at an entered contribution margin.
Use retail shrink & write-offs →Retainer vs Hourly
Model a fixed service retainer with included hours and an overage rate against straight hourly billing for the same work.
Use retainer vs hourly →Budget vs Actual Variance
Compare one period of revenue, labor, materials and other costs with its budget. Separate a spending variance from its opposite effect on modeled profit.
Use budget vs actual variance →Business Loan Repayment
Build an end-of-month repayment schedule with monthly cent-rounded interest, a deducted upfront fee and an adjusted final payment.
Use business loan repayment →Investment Dilution & Ownership
Calculate the new investor share and one existing owner’s percentage after a primary investment at an entered pre-money valuation.
Use investment dilution & ownership →Invoice Aging & Collections
Enter five due-date aging buckets and your collection assumptions. See the overdue total and an oldest-first review table without entering customer details.
Use invoice aging & collections →Order Contribution After Fulfillment
Combine discounted goods and charged shipping, then deduct products, pick-and-pack, delivery and your payment-fee assumptions.
Use order contribution after fulfillment →Payables Payment Timing
Arrange receipts and supplier payments in four thirty-day buckets. Compare opening and bucket-end cash with an entered minimum buffer.
Use payables payment timing →Receivables Collection Performance
Calculate turnover and implied collection days alongside a bridge from opening receivables, credit sales, collections and noncash reductions.
Use receivables collection performance →Returns & Refund Profitability
Model a batch of orders with partial or full refunds, return handling and your own inventory and processing-fee recovery assumptions.
Use returns & refund profitability →Startup Funding Requirement
Combine startup outlays, opening inventory, deposits and a positive-burn reserve, then compare the total with available funds.
Use startup funding requirement →Working Capital Requirement
Estimate receivables, inventory and supplier credit from steady activity and entered timing, then add minimum operating cash.
Use working capital requirement →Business DCF Valuation Scenarios
Discount three explicit annual cash flows and a declared terminal-growth scenario, then subtract signed net debt.
Use business dcf valuation scenarios →Capital Project NPV, IRR & Payback
Compare three year-end project cash flows using NPV, year-end recovery checkpoints and an IRR only when the numerical method supports it.
Use capital project npv, irr & payback →Contribution & Target Profit Pricing
Relate unit contribution to fixed costs, a target profit and a whole-unit sales volume.
Use contribution & target profit pricing →Early Payment Discount — Seller View
Compare the discount a seller offers with a simple estimate of financing cost avoided by receiving cash sooner.
Use early payment discount — seller view →Extra Debt Repayment Comparison
Compare one fixed monthly amortization with an added monthly amount and an entered one-time prepayment charge.
Use extra debt repayment comparison →Loan Refinance Break-Even
Compare cash payments and remaining debt at the same holding-period checkpoints so a longer loan does not masquerade as a saving.
Use loan refinance break-even →Office Lease vs Ownership Cash Cost
Compare a common occupancy horizon with entered lease costs, financing, ownership costs and an explicit exit sale.
Use office lease vs ownership cash cost →Property Debt Service Coverage
Apply an explicitly chosen reserve treatment to entered property NOI before comparing it with annual debt service.
Use property debt service coverage →Property Development Cash Scenario
Separate entered project profit from three funding checkpoints, one loan draw and its repayment at sale.
Use property development cash scenario →Renovation Cash-Flow Payback
Compare renovation outlay and disruption contribution with entered ongoing cash gains and a discounted horizon.
Use renovation cash-flow payback →Rental Occupancy Cash Break-Even
Find the collected share of rent capacity that covers variable costs, fixed expenses, debt payments and reserves.
Use rental occupancy cash break-even →Rental Property Cash Flow & Cap Rate
Separate effective income, defined NOI, reserves and debt cash flow before calculating a stated cap-rate ratio.
Use rental property cash flow & cap rate →Rolling Cash-Flow Forecast
Plan a rolling cash forecast with three entered event days. See receipts, payments and financing, the lowest modeled balance and its first day, and funding needed to retain your cash buffer.
Use rolling cash-flow forecast →Sales Mix Break-Even
Fix a whole-unit two-product basket and calculate the baskets needed to cover fixed cost and a target profit.
Use sales mix break-even →Solar Levelized Cost of Energy
Divide a finite discounted cost schedule by discounted output using entered first-year generation and degradation.
Use solar levelized cost of energy →Before you use these calculations
Choose the same period and currency for every input. Revenue, cash receipts and accounting profit answer different questions.
Separate one-time charges from recurring costs and distinguish margins on revenue from markups on cost.
Run a downside case as well as your expected case. A modeled ratio does not establish affordability or investment suitability.
Start with the example, replace the assumptions with your measurements, then change one input to see its effect. Save or export the scenario if you need to keep its basis.
How Case calculators are built and checked →Read practical calculation guides or browse another industry.